The Lady Pays Off is a 1951 American romantic comedy film starring Linda Darnell, Stephen McNally and Gigi Perreau, and directed by Douglas Sirk. A teacher finds herself with a large gambling debt that she has to pay off in an unusual way.

Plot

Evelyn Walsh Warren is named Teacher of the Year and her photo is on the cover of Time magazine, but she is dissatisfied with her uneventful life. That changes when she goes to Reno and inadvertently loses $7000 at the roulette table, mistaking $100 chips for $1 ones. Casino owner Matt Braddock offers her a deal: He will tear up her IOU if she finds out what is wrong with his nine-year-old daughter Diane, who is moping around, not eating and having nightmares. When Evelyn refuses, he suggests they cut cards for the debt. She gets a king, but he tops her with an ace (by cheating). Defeated, she accompanies him to his home in Carmel, California.